Buy with DNA Properties

A: Most buyers close within 30 to 45 days after an accepted offer, depending on financing, inspections, and appraisal timelines. Cash purchases can often close sooner, sometimes in as little as two weeks. Keep in mind that offers with shorter closing windows are often stronger and more appealing to sellers, especially in competitive markets. We’ll help you balance a realistic closing timeframe with a strategy that strengthens your offer and protects your interests.

A: Real estate agents don’t work for free, but commissions are negotiable. As your buyer’s agent, we’ll discuss our compensation up front and outline it clearly in your Buyer Agency Agreement. In many cases, we can negotiate for the seller to pay some or all of the buyer agent’s commission, depending on the property and terms of the offer. Every situation is different, and our goal is to structure your purchase in a way that makes the most financial sense for you.

A: Yes. As of July 1, 2024, Indiana law requires that any real estate broker must have a written Buyer Agency Agreement (or equivalent written authorization) with a buyer before providing agency services such as negotiating offers or showing homes. The agreement must include a definite expiration date, be given in writing (paper or electronic), and a copy must be delivered to the buyer within three business days of signing.

A: Yes. Unless you plan to pay cash, you’ll need to be pre-qualified—or ideally pre-approved—by a lender before scheduling showings. A pre-approval letter confirms your budget, shows sellers you’re serious and financially ready, and strengthens your offer when competing against other buyers. It also helps us target the right homes and avoid wasting your time on properties outside your price range. We can connect you with trusted local lenders who can often provide same-day pre-approvals.

A: In the Indianapolis area, standard home inspections typically start around $400 and increase based on the size and type of property. Optional inspections—such as termite, sewer line, radon, or mold testing—add to this cost but can easily save buyers thousands of dollars by uncovering hidden issues that can be negotiated or repaired before closing. Appraisals generally start around $450 and vary depending on the property’s size, location, and loan type. While these are upfront expenses, they provide critical information that helps protect your investment and ensure you’re paying a fair price.